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Public adjusters and certain other insurance claim-related services are paid by claimants, not insurers. They serve the interests of claimants, mostly policy holders (1st party as opposed to 3rd party claimants); however they are ethically bound to principles of honesty, just as insurers are. In most states, public adjusters must be licensed separately from insurers' adjusters and their contracts and advertising must state "We Represent the Insured only". A typical legal definition for a public adjuster is "an adjuster who, for compensation, acts on behalf of or aids in any manner, an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage under any policy of insurance covering real or personal property." Public adjusters fees are usually a "percentage of the settlement", unlike insurers' adjusters, who work on an hourly or salary basis.

Resources in This Category

• 1-800-ADJUSTERS

  http://www.1800adjusters.com/
  Nationwide Public Insurance Adjusters referral website.

• AA Florida Public Adjusting Agency

  http://www.aafpaa.com/
  Public adjusters serving central and southwest Florida. Representing policy holders, not insurers.

• Able Public Adjusters

  http://ablepublicadjusters.com/
  Serving home and business owners in Pennsylvania and New Jersey with representation when submitting a claim with their insurance carrier.

• Accurate Public Insurance Adjusters

  http://www.apiadjusters.com/
  Adjusters representing policy holders with property claims against insurers in Florida.

• Adjusters International

  http://www.adjustersinternational.com/
  Provides loss consulting for personal and commercial insurance claims, as well as preparing claims and assisting in their settlement.

• Adjusters International Texas

  http://ai-texas.com/
  Offers insurance claim adjusting and consultative recovery services to commercial businesses and homeowners. Located in Texas and serves claimants throughout the USA.

• ADS Inspection Consulting

  http://www.adsic.kz/
  Loss adjusting and surveying services in the territory of Kazakhstan and Central Asian region. Cargo inspection, damage inspection, personal injuries.

• Advocate Claim Service

  http://www.advocateclaims.com/
  Public adjusting firm in South Florida.

• Alex N Sill Company

  http://www.sill.com/
  A provider of claims management services. Public insurance adjusters, loss consultants, and appraisers work international for industrial, institutional, commercial and residential policyholders.

• All American Public Adjusters

  http://www.getclaimhelp.com/
  Represent policyholders for insurance claims in the State of Florida. No fee if no settlement.

• Alpha Adjusting Company

  http://www.thepublicadjuster.com/
  Public adjusting firm located in Chicago and available for nationwide claim services. Representing policy holders, not insurers.

• AmClaims.com

  http://amclaims.com/
  Public adjusting company representing policy holders with property claims against insurers in Connecticut, Florida, Georgia, New York, Texas, Massachusetts, Maine and Missouri.

• Andrew K. Knox and Company

  http://www.andrewknox.com/
  Executive adjusters and loss consultants who help business owners fully and quickly recover from the effects of fire, flood, or other natural disasters. Located in New Jersey, USA.

• Apicella Adjusters, Inc.

  http://www.apicellaadjusters.com/
  Adjusters to obtain maximum recovery from insurance claims or losses due to fire, flood, and natural disasters. Located in Connecticut, USA, and assists in recovery worldwide.

• Arbitration Appraisals

  http://www.shopalberta.com/arbitration/
  Provides dispute resolution for vehicle insurance claims. Specializes in evaluations for classic care and used or special vehicle. Consumer articles. Located in Edmonton, Alberta.

• Atlantic Adjusters

  http://www.atlanticadjusters.com/
  Established in 2003 providing public claim adjustment services to Maine, Vermont and New Hampshire insurance businesses and policy holders.

• Atlantic Coast Public Insurance Adjustment, Inc.

  http://www.atlanticcoastpa.com/
  Public adjustment firm with licensed and bonded professionals to represent the insured in the adjustment of their insurance claim.

• BenchMark Public Adjusting Group

  http://benchmarkpa.com/
  Assists insurance policy holders throughout the Southeast by adjusting their loss claims with insurance companies.

• Brian D. Birmingham, Public Adjuster

  http://bdbirmingham.com/
  Massachusetts, USA, public adjuster since 1983. Serves home and business owners when there is a property loss.

• Care Home Payments UK

  http://www.carehomepayments.com/
  Specialists in recovering care and nursing home fees that should have been paid by NHS insurance.

• Claim Concepts

  http://claimconcepts.com/
  Public adjusters in Florida representing policy holders, not the insurer.

• Claim Consultants International

  http://www.claimconsultantsintl.com/
  Public adjusting firm in Michigan representing policy holders

• Claim Quest, Inc.

  http://www.claimquest.net/
  Florida Public Insurance Adjusters representing policy holders..

• Claims Advocates

  http://www.claimsadvocates.com/
  Public adjusting company specializing in auto physical damage claims in California. Representing policy holders, not insurers.

• Claims Management, Inc.

  http://www.claimsmgt.com/
  A firm of health adjusters which assists individuals and healthcare providers with the appeal of wrongfully denied medical, dental, and life insurance claims. Nationwide in the USA.

• Clearys Insurance Services

  http://www.clearys.ie/
  Loss assessors and claim consultants in Ireland. Serves the public and businesses directly or works with insurance brokers on behalf of their clients.

• Collision Consulting

  http://www.collisionconsulting.com/
  Provides diminished value assessments and helps consumers get fair diminished value claims. Has offices in Mississippi, North Carolina, and New York, USA.

• Commonwealth Adjusters

  http://www.commonwealthadjusters.com/
  A public adjusting firm licensed by the Pennsylvania Insurance Department to advise and assist in the handling of insurance related losses.

• Community Claims Associates

  http://www.communityclaims.com/
  Public Adjusters located in New Jersey. Representing policy holders with claims against insurers.

• Consumer Claims Consultants, Inc.

  http://members.shaw.ca/dougbutcher/
  Licensed in Alberta, Canada; independent claims adjusters serving consumers. Has experience in claims handling, risk management, arbitration, appraisal and mediation in Canada and the United States.

• Continental Adjusters, Inc.

  http://www.continentaladjusters.com/
  Adjusters representing policy holders in Texas, USA. Includes FAQ, information on insurance claims, and contact information.

• Corporate Claims International Ltd (CCI)

  http://www.corporate-claims.com/
  Business interruption specialists offering forensic accountancy and claims management expertise. [English, some content in Spanish]

• Dallmer Adjusters, Inc.

  http://aboutinsuranceclaims.com/
  Serving residential and commercial property owners across all of Pennsylvania and New Jersey, USA.

• Dietz International

  http://www.dietzinternational.com/
  Adjusters representing insureds and specializing in business and property claims. Has several offices in the USA and Puerto Rico.

• Digycat.com

  http://www.digycat.com/
  Australian firm provides digital cataloging of home contents for insurance claims and adjustments.

• Diminished Value Company

  http://diminishedvalue.co/
  Auto appraisal website specializing in Diminished Value claims against insurers.

• DocuDamage

  http://www.docudamage.com/
  Information resource to assist Florida residents with property damage insurance claims.

• English Insurance Services, Inc.

  http://www.chicagopublicadjuster.com/
  Licensed, Bonded and Insured Public Adjuster in the Chicago Land area.

• Executive Adjusting

  http://www.executiveadjusting.com/
  Public insurance adjusting services for Florida residents.

• Fenner & Gravitz

  http://www.fennerandgravitz.com/
  Professional loss consultants and public adjusters in New York, USA. Includes references and information about services.

• Five Star Claims Adjusting

  http://fivestarclaimsadjusting.com/
  Public insurance adjuster settling insurance claims for policy holders throughout Florida.

• Florida Loss Public Adjusters

  http://www.floridalosspublicadjuster.com/
  Assisting policyholders, not the insurance company. Assess all damage, hidden losses, negotiate property loss and do claim filing. Free policy review and reopen claims.

• Floridian Public Adjusters

  http://www.floridianpa.com/
  Adjusting firm located in Miami Florida. Representing policy holders with claims against insurers.

• GAB Robins

  http://www.gabvalue.com/
  Offers insurance appraisals and reserve studies for construction valuation in the southeastern USA. Articles and sample reports.

• Gentili & Rossini Associates Public Insurance Adjusters, Inc.

  http://www.gentilirossini.com/
  Loss appraisal and insurance adjustments resulting from fire, flood, water, collapse, smoke, theft, and vandalism. Located in Massachusetts, USA.

• Greenspan Company / Adjusters International

  http://www.greenspanai.com/
  Adjusters representing insureds for property loss claims for water, windstorm, fire, hurricane, earthquake damages and other natural disasters. Services California and Nevada, USA.

• Hardman Group Adjusting Services

  http://www.hardmangroup.com/
  Adjusting services in Georgia, Florida, and the Carolinas, USA. Represents policy holders and property owners - not insurance companies.

• Harris Claims Services

  http://www.harrisclaimsservices.com/
  A Chicago, Illinois public claims adjuster for fire, flood, and other emergency services. Work only for policy holders and not the insurance companies.

• Hawaii Public Adjusters

  http://hawaiipublicadjuster.com/
  Adjusters representing policy holders with insurance claims filed by policy holders against their insurance company.

• HomeOwner Claims Public Adjusters

  http://homeclaims.net/
  Florida licensed and bonded, working for the interest of the policy holder. Adjusting insurance claims for property damages.

• Horizon Public Adjusters

  http://horizonpublicadjusters.org/
  Public adjusting firm representing insureds against insurers. Based in Florida. Also licensed in Georgia, North and South Carolina and Texas.

• Howarth Group

  http://www.thehowarthgroup.com/
  Public adjusters representing policy holders with insurance claims against insurers in Tennessee and Kentucky.

• HWD Adjusting Company

  http://www.adjusterca.com/
  Public adjusting company licensed by the state of California to represent the insured (policyholder), not the insurance companies.

• Insco

  http://www.helpwithyourclaim.co.uk/
  Insurance claims consultants in the United Kingdom. Works for claimant to achieve an expeditious and equitable final settlement of both commercial and residential claims.

• Insurance Busters

  http://insurancebusters.net/
  Public adjusting firm representing the policy holder in Texas and Oklahoma.

• Insurance Claim Advocates

  http://insuranceclaimadvocates.com/
  Twenty years of insurance experience, an MA, and a CPCU designation, Jim Farnham and his associates are claim advocates in the Northeast. Licensed in NH, MA, ME and VT, Insurance Claim Advocates work to minimize the insured's loss.

• Insurance Claim Help

  http://www.insuranceclaimhelp.org/
  Free Q&A by experts. Offers free resources and advice to help maximize auto, home and business insurance claims and get denied claims covered.

• Insurance Claims Consultants, Inc.

  http://www.insuranceclaimconsultants.com/
  Adjuster representing insureds and property loss consultant for homeowner insurance claims in Florida, USA.

• Intellaclaim Public Adjusters

  http://intellaclaim.com/
  Adjusters in Miami Florida representing policy holders.

• J. B. Poses & Associates, Inc.

  http://www.public-claims-adjuster.com/
  Texas, USA, adjusting firm working for the interests of insureds, specializing in property losses.

• Lewis and Associates Public Insurance Adjusters

  http://www.lewisandassociates.com/
  Specialize in obtaining the maximum amount available from property claim when a loss has occurred, and lessens the burden of dealing with insurance adjusters and contractors. Serves Oklahoma, USA.

• Loss Recovery Services

  http://www.lossrecoveryservices.com/
  A public adjusting company licensed in California that specializes in smoke and ash from wildfire claims.

• Main Line Adjustment Company (MLA)

  http://www.mainlineadjustment.com/
  Assists home and business owners in preparing, submitting, and negotiating property damage claims caused by an insured peril. Licensed in Pennsylvania, USA.

• Metro Public Adjustment, Inc.

  http://www.metropa.com/
  Headquartered in Pennsylvania, USA, serves the needs of property owners. Also serves New Jersey, Ohio, Virginia, and Illinois.

• Metropolitan Adjustment Bureau

  http://www.metroadjusters.com/
  Offers adjustment services for fire, vandalism, theft, weather related, and other types of claims. Representing insureds only.

• Michigan Fire Claims Inc.

  http://michiganfireclaimsinc.com/
  Michigan adjusting firm representing insureds to help recover more money due to and including fire, wind, mold and water damage loss.

• My Florida Public Adjuster

  http://www.myfloridapublicadjuster.com/
  Information on using a public adjuster to help you file an insurance claim for damages to your home or business. Covering fire, wind, water, theft, vandalism, hurricanes.

• New Jersey Public Adjusters

  http://www.newjerseypublicadjusters.net/
  Adjustment services for the insured not the insurer. Includes Public Adjuster information and blog. NJ Licensed.

• Priority Adjusters

  http://www.public-adjuster.net/
  Public adjusting firm in the Los Angeles area representing the policy holder, not the insurer.

• Professional Loss Adjusters

  http://proflossadjuster.com/
  Represent insureds in the preparation, negotiation, and settlement of insurance claims in Maine and Massachusetts.

• Property Adjustment Corporation

  http://www.propadj.com/
  Adjusting firm negotiates with insurance companies to maximize property loss insurance claims for the insured. Description of company, services, and staff as well as articles and links. Licensed in Pennsylvania and New Jersey, USA.

• Property Loss Consultants

  http://www.propertyloss.net/
  Insurance Adjusters representing insureds and serving the entire state of Florida. Specializing in hurricane claims, arbitration and appraisal.

• Public Adjusters USA

  http://www.publicadjustersusa.com/
  Serves consumers in fire, hurricane, tornado, sinkhole, and other property insurance claims. Questions and answers, legal news, and tips on fire safety.

• Quality Claims Management Corporation

  http://www.qualityclaims.com/
  Provides hazard claim adjustment services to investors, mortgage servicers, homeowners and businesses in California. Representing insureds only.

• Randell Smith - Public Adjuster Houston Texas

  http://www.statepublicadjuster.com/
  Adjuster in Houston Texas representing the policy holder's with claims against insurers.

• Republic Claims Associates, Inc.

  http://www.adjustersoncall.com/
  Adjusters dedicated to assisting insureds in obtaining maximum financial recovery from property claims or losses due to fire, flood, and natural disasters. Has offices in New York, New Jersey, and Pennsylvania, USA.

• Rhino Insurance Claim Solutions

  http://www.rhinoclaim.com/
  Adjuster representing the interests of residential and commercial policy holders in Florida. 30+ years experience writing building construction estimates.

• Rubin, Palache, and Associates

  http://www.9adjust.com/
  Adjustment firm specializing in insurance property claim. Representing policy holders only.

• Salmon Assessors

  http://www.insuranceclaims.co.uk/
  Insurance claim negotiators in the UK. Claim to be able to guarantee a higher settlement from your insurers. Can legally handle 3rd party claims in England.

• Sarasohn & Company

  http://www.sarasohn.net/
  A public adjusting firm representing the policyholder, based in Florida, handling claims in Texas, Georgia and Carolinas.

• Skipton & Associates, Inc.

  http://www.skiptonandassociates.com/
  Insurance adjusters representing insureds, works to settle commercial or residential property loss. Serves Arizona and California, USA. Site describes the company, its services, and its fee structure.

• Stephen R. Figlin & Associates, Inc.

  http://www.figlinassoc.com/
  Insurance adjuster representing the insured located in Pennsylvania, USA, also serving New York and New Jersey. Firm handles many types of property claims.

• Suncoast Claims Inc.

  http://www.suncoastclaims.com/
  Public insurance adjusters and loss appraisers based in Dallas, Texas. Licensed in Texas and Florida and Louisiana. Representing policy holders in insurance claims.

• Swerling Milton Winnick

  http://www.swerling.com/
  Adjusting firm representing insureds for property insurance claims in MA, ME, NH, VT, RI, CT and other US states

• The Center for Life Insurance Disputes

  http://www.cflid.com/
  Represent consumers with claims, denials and victims fraud. Get money without the expense of a lawsuit.

• The Insurance Adjustment Bureau, Inc.

  http://www.iabclaims.com/
  Adjusters representing insureds in Pennsylvania, USA. Site describes services and what the firm offers businesses, homeowners, and professionals.

• The Shelley Group, Inc.- Public Adjusters

  http://www.theshelleygroupinc.com/
  Licensed and bonded adjusters representing insureds and handling property losses in FL, NC, and SC.

• TLC Public Adjusters, Inc.

  http://www.tlc-pa.com/
  Covering the entire state of Florida. Advocates for the insured (not the insurance company) when they have suffered a loss.

• Transco American Claims

  http://www.transcoamericanclaims.com/
  Insurance adjusters located in Tampa Florida. Licensed for the state of Florida to assist homeowners and businesses document and properly file and settle insurance claims. Very active members of NAPIA and FAPIA.

• Tutwiler Public Adjuster

  http://www.publicadjuster.com/
  Licensed adjusters representing policy holders with property claims against insurers in Florida, Texas and 8 other states.

• UClaim, Inc.

  http://www.uclaim.com/
  28 eBooks for policy holders and professionals on how to maximize insurance claims and get denied claims covered.

• United States Adjusters

  http://www.unitedstatesadjusters.com/
  Adjusters representing policy holders. National, but based in Florida. No out of pocket expenses. Contingent fees.

• Vaughan & Associates

  http://www.adjust4u.com/
  Adjusters representing policy holders; services include property adjusting, appraisal, and risk management consulting. Located in California, USA.

• WorldClaim Global Claims Management

  http://www.worldclaim.net/
  Licensed adjusters representing the policyholder, expediting the claims process and maximizing the recovery. Maintaining risk relations with the insurance carrier.

 

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