Directory of Personal Resources

Consumer information web sites relating to personal loans.

Resources in This Category

Bankrate: Officials Call Payday Financing "Loan Sharking"

http://www.bankrate.com/brm/news/chk/19980217.asp
Article from Bankrate.com about abusive lenders that offer advances on paychecks. Details how this approach to lending is predatory.
Co-signing a Loan

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre06.shtm
Facts for consumers, from the FTC.
FTC: Advance-Fee Loan Scams

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm
Information detailing how advance-free loans manipulate applicants. Also provides links to legitimate low-cost help for consumers experiencing credit problems.
FTC: Payday Loans Equal Very Costly Cash

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt060.shtm
Also called cash advance loans, check advance loans, or deferred deposit check loans, these high interest loans are usually expensive and prey on people in desperate situations.
Personal Loan Calculator

http://www.personal-loan-calculator.com/
Simple calculator for estimating monthly loan payments.

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