This category is reserved for companies that provide consumers with a copy of their own personal credit report. A symlink (@link) is provided to the appropriate Business category for credit reporting agencies that sell credit reports to third parties. Although the Fair Credit Reporting Act provides that a consumer may obtain a disclosure of the contents of their own credit information on file with a consumer reporting agency, this service is only free if they have been denied credit within the past 60 days because of a report prepared by the agency. Editors should use caution so as not to unnecessarily duplicate listings in this category for reporting agencies whose primary business is the sale of credit information to third parties. Please do not suggest sites to this category unless your primary business is the sale of credit reports directly to the consumer.
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law. Date of availability depends on region of the country.
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